No Spend January
Hello everyone and welcome back to my blog. Today I have a quick little post explaining my challenge for the month. Every month, I want to set myself a challenge to complete and this month is to spend as little money as possible. For me, I will admit, this is a huge challenge but one that will have really positive results if I can manage to complete it.
Of course, there are some things that I need to spend money on, which can't be helped. At the start of this challenge, I wrote a list of the things I needed to pay for as well as all my direct debits. I'm ashamed to admit that I had completely lost track of everything that was going out of my account until I did this, so it was definitely something I needed to do.
Therefore coming out of my money this month are - my rent, phone bill, car insurance, Birchbox subscription, gym membership, plus a couple of charity payments that come out at this time of year. I
I also made a list of the essential items that I needed to buy. These included deodorant (nobody wants to smell bad!), dog food, new trousers for work.
The Next Step
I prioritised how important the things I needed to buy were. For example, I didn't want to starve the dog nor did I want to smell, so I purchased those two items from my list. As for the trousers, they can wait until next week because the ones I have will last until then.
You might think it sounds easy to go without spending money for a whole month, but for me it certainly isn't. I'm not one of those people that can just not go into any shops for the month and so I knew it would be a challenge.
The Journey So Far
We are a week into it and so I thought I would give you an update as to how I've been getting on. I have managed to say away from internet shopping which I have found the easiest surprisingly. Internet shopping is always my downfall because I can't actually see how much money I have spend and usually just buy things on a wim to make up my basket to gain free shipping.
A couple of days in I spent £28 on a takeaway for the family, which I know is bad. However, I did use some voucher codes and got cash back on it, so I managed to save more than I usually would.
On Sunday, I went to a couple of shops, including The Range, which is a shop I tend to spend a lot of money in. However, I am pleased to say that I didn't spend any money! I felt so proud that I had achieved this, that I actually think it made me feel better than buying things.
Today I spend some more money - £10 on McDonalds for tea because I really didn't feel like cooking. Again, I had a voucher for some money off and shared the food with my boyfriend so I don't feel guilty.
Continuing The Journey
I'm not even half way through yet and I know I've got a long way to go. There are a couple of birthday gifts that I need to buy and send off but apart from that I shouldn't need to spend anything.
I will report back at the end of the month to let you know how I get on.
Until next time